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Visa slips plans for wireless payments via iPhone cases

updated 01:20 pm EDT, Thu May 6, 2010

Upgraded teminals to be required

Visa will soon allow iPhone owners to make wireless credit card payments at special terminals, a quickly-pulled press release suggests. The concept involves customized payment software called Visa payWave, which will come pre-installed on a memory card. Because the iPhone lacks an external memory slot of its own, the card will require an iPhone to have a new protective case, already said to be Apple-certified.

To make a payment, users will only have to wave an iPhone in front of supporting terminals, found in places like taxis, restaurants, stadiums and retail stores. "Thousands" of American companies are claimed to have made the upgrade so far. To defray security concerns, an unspecified form of password protection is being put in effect.

Trials of the technology are slated to start this summer, and at a minimum support the iPhone 3G and 3GS. The press release notes in fact that a "majority" of smartphones should be able to make use of the card, namely those that do have built-in memory slots. Apple has regularly expressed interest in its own near-field payment systems, such as one for event tickets; these could, however, require an upgraded iPhone with an RFID transmitter.


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Comments

  1. cvbcvb

    Fresh-Faced Recruit

    Joined: Nov 2003

    -1

    Case?

    I cannot see Steve Jobs being fond of "a new protective case" for the immaculate iPhone...

    CVB

  1. prl99

    Dedicated MacNNer

    Joined: Mar 2009

    -1

    Who pays if the iPhone is dropped?

    I'm not sure I would want to have what is sure to be a rather large case "protecting" my iPhone. What happens if I drop the iPhone? Is Visa going to warranty just the case or the iPhone as well?

    As for the use of a memory card. Just having a built-in slot doesn't mean I'd want the Visa card in there. What happens if I wanted to use the card slot (on a non-iPhone) for something else? I'd need to carry around a case to hold all my cards. Just figure out a way to add the necessary data storage inside the iPhone and properly encrypt it.

  1. testudo

    Forum Regular

    Joined: Aug 2001

    +2

    Re; Case?

    What the h*** does Steve Jobs have to do with this? They aren't mandating a change to the iPhone. They're just saying "If you have an iPhone, then you don't have a memory card slot, and thus you'll need something else to carry your card, like your iPhone case".

  1. testudo

    Forum Regular

    Joined: Aug 2001

    +2

    Re: Who pays?


    I'm not sure I would want to have what is sure to be a rather large case "protecting" my iPhone. What happens if I drop the iPhone? Is Visa going to warranty just the case or the iPhone as well?


    Why would you think it is a 'rather large case'? What, you think it's like an iPad case for your iPhone?

    As for the use of a memory card. Just having a built-in slot doesn't mean I'd want the Visa card in there. What happens if I wanted to use the card slot (on a non-iPhone) for something else?

    Then you can't use it. Duh. If it's such a big deal for you, then just pull out your visa card directly.

    And when people complained about the lack of an expansion card slot, weren't we told most people don't use them on their phones (or any other devices, apparently, including computers)? So now you can have something that will actually use it.

    I'd need to carry around a case to hold all my cards. Just figure out a way to add the necessary data storage inside the iPhone and properly encrypt it.

    You can't just store it inside the iPhone, because there'd be no way to access the data from the outside without performing a lot more effort than just 'swipe the phone'. First up, you'd need an RFID transmitter to be added to the iPhone which would run the software to perform the purchase.

    But I know, they should completely rethink their model and strategy and base it completely on what the iPhone allows them to do.

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